Gino Zabala

Gino Zabala

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$599,000

($96,211 down)
FHA

11142 Utopia River Court, Rancho Cordova, CA 95670

4
3
2,006 sqft
PITI Monthly
$2,871.4 /mo

Listing courtesy of: Brittany M Black, RE/MAX Gold Folsom

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,315 /mo
$3,714 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
DECK
PATIO

PRIME LOCATION!! Located on a court the highly desirable Sunriver neighborhood of Rancho Cordova. this is tri-level home is conveniently situated near a park and provides easy access to the American River Parkway. The spacious 2,006 sq.ft. home features 4 bedrooms and 2.5 bath . Enjoy the built-in pool. spa. and decking in the backyard. perfect for entertaining guests on the patio or in the side dining area. Your new home offers separate living and family rooms. as well as a formal dining room. It is conveniently close to everything you need: river and bike trial access . Fair Oaks Bridges, Shopping. Highway 50, and light rail.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,871.4/mo
Estimated Loan Balance
$505,708
Cash to close
$96,211
Interest Paid
$60,494

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Stone, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $298.6
  • Tax Annual Amount: $
  • On Market Date: 2025-04-29T20:30:04.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $96,211 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $96,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$502,789
Your Cash$96,211
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,315/mo
Traditional @ 7.15%
$3,852/mo
You save $1,537/month ($18,444/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225046348

Listing From: MLS Metrolist

Last updated: 2025-04-29T21:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,315 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $96,211 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $96,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$502,789
Your Cash$96,211
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,315/mo
Traditional @ 7.15%
$3,852/mo
You save $1,537/month ($18,444/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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