Gino Zabala

Gino Zabala

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Active

$405,000

($390,646 down)
FHA

1214 19th Street, Greeley, CO 80631

5
2
1,910 sqft
PITI Monthly
$379.78 /mo

Listing courtesy of: Noë Gonzalez, NAV Real Estate

Assumed Rate

5.22%
7.15%

Principal & Interest

$82 /mo
$101 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
FINISHED BASEMENT
HISTORIC
COZY
RENTAL INCOME

Welcome to this beautifully maintained 5-bedroom, 2-bathroom Craftsman-style bungalow, nestled on a spacious corner lot in the desirable Cranford neighborhood. Built in 1917, this home seamlessly blends historic character with modern updates, offering 1,910 sq ft of comfortable living space. Step inside to discover original built-in hutches, rich woodwork, and a cozy fireplace that exude timeless elegance. The finished basement, featuring a separate entrance and second kitchen, provides versatile options—ideal for a mother-in-law suite or potential rental income. Enjoy outdoor living in the expansive backyard, complete with a privacy fence, carport, and storage shed. Located just two blocks from Glenmere Park and the University of Northern Colorado, and close to local amenities, this home offers both convenience and charm. Don't miss the opportunity to own this delightful piece of Greeley's history. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$379.78/mo
Estimated Loan Balance
$374,744
Cash to close
$390,646
Interest Paid
$1,914

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room, Attic Fan
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1917
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cranford
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $212.04
  • Tax Annual Amount: $1645
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $390,646 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $390,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$14,354
Your Cash:$390,646
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$82/mo
Traditional @ 7.15%
$105/mo
You save $22/month ($269/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3763518

Listing From: recolorado

Last updated: 2025-04-30T07:16:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$82 /mo
$101 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $390,646 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $390,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$14,354
Your Cash:$390,646
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$82/mo
Traditional @ 7.15%
$105/mo
You save $22/month ($269/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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