Gino Zabala

Gino Zabala

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$925,000

($474,059 down)
VA

1229 Uplands Drive, El Dorado Hills, CA 95762

3
3
2,021 sqft
PITI Monthly
$3,202.06 /mo

Listing courtesy of: Debi Ambroff, Coldwell Banker Realty

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,985 /mo
$3,087 /mo

What's Special

SHOPPING
DINING
MODERN
DECK
CHARMING

OPPORTUNITY KNOCKS! CHALET meets MODERN for a TRANSITIONAL VIBE! Conveniently located on useable .86 acre parcel with sprawling CURB APPEAL and ESTATE-LIKE AMBIANCE. Plenty of room for ADU, boat or RV with private access. BEAUTIFULLY UPDATED 2021SF, 3 BR, 2.5 bath. Primary suite on main level with sunroom retreat. The Great ROOM features gorgeous wood floors and soaring solid pine ceiling. The floor to ceiling windows bring in natural light and incredible sunset views. The Pottery Barn inspired interior features updated kitchen with QUARTZITE countertops, pendant lighting, floating shelves, new sink, pass thru window, touchless faucet overlooking the CHARMING DINING AREA. For the tech enthusiast there are new SMART programable appliances, switches and dimmers. Wains Coating adds additional charm to the updated laundry room and upstairs bath. NEW PAINT INSIDE AND OUT! Entertain on the large trex deck and design your own outdoor spaces under the 4 PERGOLAS. TONS OF STORAGE plus 2 sheds. The detached oversized garage features workshop, built-in compressor, shop vac, & storage room PLUS staircase to potential living space above garage... Possible STUDIO or OFFICE? PERGOLA at driveway provides carport parking. So many options. Minutes to schools, shopping and Folsom Lake!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,202.06/mo
Estimated Loan Balance
$453,427
Cash to close
$474,059
Interest Paid
$36,157

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Heat Pump
  • Heating: Central, Heat Pump, Wood Stove, Natural Gas
Features
  • Materials: Cement Siding, Shingle Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Farmhouse
Materials
  • Cement Siding, Shingle Siding, Wood
  • Roof: Composition
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: El Dorado Hills

Financial Details

  • Price per Sqft: $457.69
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:51:44.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $474,059 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $474,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$450,941
Your Cash:$474,059
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,985/mo
Traditional @ 7.15%
$3,202/mo
You save $216/month ($2,595/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048118

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,985 /mo
$3,087 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $474,059 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $474,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$450,941
Your Cash:$474,059
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,985/mo
Traditional @ 7.15%
$3,202/mo
You save $216/month ($2,595/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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