Gino Zabala

Gino Zabala

Property SearchContact
primary-1
primary-2primary-3
Active

$371,590

($15,131 down)
FHA

12422 N 121st Drive, El Mirage, AZ 85335

3
2
1,238 sqft
PITI Monthly
$2,732.87 /mo

Listing courtesy of: Ashley Sebreros, Mashouses

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,353 /mo
$2,433 /mo

What's Special

SPACIOUS

Home was updated in 2023! This property has two spacious living areas and tile flooring throughout the whole house. White Quartz counter tops in the kitchen & a spacious backyard for entertaining! Located only 5 minutes from Pueblo El Mirage Golf Course!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$2,732.87/mo
Estimated Loan Balance
$372,047
Cash to close
$15,131
Interest Paid
$22,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: HANCOCK HOMES

Community & HOA

Community
  • Subdivision: SUNDIAL
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: CITY PROPERTY MGNT
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $300.15
  • Tax Annual Amount: $773
  • On Market Date: 2025-04-18T00:20:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,131 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $15,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$356,459
Your Cash$15,131
Total Purchase Price:$371,590

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,353/mo
Traditional @ 7.15%
$2,524/mo
You save $170/month ($2,046/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6853396

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T18:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,353 /mo
$2,433 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,131 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $15,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$356,459
Your Cash$15,131
Total Purchase Price:$371,590

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,353/mo
Traditional @ 7.15%
$2,524/mo
You save $170/month ($2,046/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Real Brokerage © is committed to and abides by the Fair Housing Act of Equal Opportunity.