Gino Zabala

Gino Zabala

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Active

$339,000

($199,235 down)
VA

1270 MATSUMOTO Street, Sierra Vista, AZ 85635

3
3
1,845 sqft
PITI Monthly
$1,188.6 /mo

Listing courtesy of: Cody Hoyer, ERA Four Feathers Realty

Assumed Rate

3.68%
7.15%

Principal & Interest

$913 /mo
$1,343 /mo

What's Special

LOCATION
SHOPPING
MOVE-IN READY
QUIET NEIGHBORHOOD

Beautifully Maintained 2-Story Home in a Prime Sierra Vista Neighborhood! This well-cared-for 3-bedroom, 2.5-bathroom home offers comfort, functionality, and pride of ownership from its original owners. Located in an established, quiet neighborhood, the property features durable flooring throughout—no carpet—and a yard designed for easy upkeep, ideal for today's busy lifestyle. Included with this home are a smart Samsung Refrigerator and Smart Stove. Conveniently situated just minutes from Fort Huachuca, shopping, schools, and everyday essentials, this home is perfect for military families, first-time buyers, or anyone looking for a move-in ready property in a desirable location. Opportunities like this don't last—get ready to make an offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.68
Remaining Loan Term
17 years, 4 months
Monthly PITI
$1,188.6/mo
Estimated Loan Balance
$140,248
Cash to close
$199,235
Interest Paid
$80,178

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: See Remarks
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder: Miramonte Homes

Community & HOA

Community
  • Subdivision: GATEWOOD
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Valiente HOA
  • HOA Amenities: Unknown
  • HOA Fee: $36
  • HOA Frequency: $Quarterly
Location
  • Region: Sierra Vista

Financial Details

  • Price per Sqft: $183.74
  • Tax Annual Amount: $1507
  • On Market Date: 2025-04-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $199,235 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $199,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$139,765
Your Cash:$199,235
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$913/mo
Traditional @ 7.15%
$1,393/mo
You save $480/month ($5,761/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856197

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T06:40:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$913 /mo
$1,343 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,235 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $199,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$139,765
Your Cash:$199,235
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$913/mo
Traditional @ 7.15%
$1,393/mo
You save $480/month ($5,761/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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