Gino Zabala

Gino Zabala

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$998,000

($474,767 down)
VA

1450 Holly ave, Imperial Beach, CA 91932

4
3
1,846 sqft
PITI Monthly
$4,655.16 /mo

Listing courtesy of: Asttrid Velasco, LPT Realty,Inc

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,399 /mo
$3,580 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
PATIO
COZY
NO HOA

Welcome HOME, where you enter into the utmost natural light the vaulted high ceilings and sky light provide. Upon arriving home from your busy day, Peace welcomes you to de-stress from the day! The stairs lead you into your own private oasis where you find 3 beautiful spacious bedrooms and 2 bathrooms. HUGE Master bedroom with his and hers sinks, soaking bathtub, and elegant vanity cabinet space. Downstairs features a one bedroom one bath, walk in pantry for the open kitchen and plentiful cabinet drawers. Fireplace amplifies this cozy living and dining space. Private wrap around patio & access to your washer and dryer in the ample 2 car garage with extra ceiling storage space. No HOA, No Mello-Roo's, Smart Home System and Owned SOLAR! Make this Home YOURS!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$4,655.16/mo
Estimated Loan Balance
$523,734
Cash to close
$474,767
Interest Paid
$37,919

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces, NaturalGas, Radiant
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $540.63
  • Tax Annual Amount: $12475
  • On Market Date: 2025-04-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $474,767 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $474,767!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$523,233
Your Cash$474,767
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,399/mo
Traditional @ 7.15%
$3,713/mo
You save $314/month ($3,770/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025861SD

Listing From:

Last updated: 2025-04-29T17:33:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,399 /mo
$3,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $474,767 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $474,767!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$523,233
Your Cash$474,767
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,399/mo
Traditional @ 7.15%
$3,713/mo
You save $314/month ($3,770/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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