Gino Zabala

Gino Zabala

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$515,000

($339,104 down)
FHA

161 Caravaggio Circle, Sacramento, CA 95835

3
3
1,718 sqft
PITI Monthly
$2,048.47 /mo

Listing courtesy of: Theophilus G Cayenne, PMZ Real Estate

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,690 /mo
$1,829 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
SEPARATE SHOWER

Welcome to this stunning two-story home with a spacious master suite on the ground floor with a walk-in closet, double sinks and separate shower and tub. The ground floor level also features a living room with a vaulted ceiling and a gas fireplace. The laundry room is tucked away in a private area. The kitchen features a dining area, large pantry, tile flooring and upper and lower cabinets. The second level features two additional bedrooms, a loft that is ideal for office space and another full bathroom. The interior has recently been painted.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.38
Remaining Loan Term
12 years, 8 months
Monthly PITI
$2,048.47/mo
Estimated Loan Balance
$240,278
Cash to close
$339,104
Interest Paid
$256,669

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Fireplace(s)
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Linoleum, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: See Remarks
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $42
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $299.77
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:51:45.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $339,104 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $339,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$175,896
Your Cash:$339,104
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,690/mo
Traditional @ 7.15%
$1,897/mo
You save $207/month ($2,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048227

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,690 /mo
$1,829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,104 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $339,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$175,896
Your Cash:$339,104
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,690/mo
Traditional @ 7.15%
$1,897/mo
You save $207/month ($2,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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