Gino Zabala

Gino Zabala

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$512,000

($216,818 down)
VA

17138 W LAS PALMARITAS Drive, Waddell, AZ 85355

3
3
2,000 sqft
PITI Monthly
$1,792.68 /mo

Listing courtesy of: Theresa M Smith, Best Homes Real Estate

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,476 /mo
$2,229 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PLAYGROUND
MOUNTAIN VIEWS

Former model in Granite Vista! Assumable VA loan at 3.25% for qualified buyers! Fall in love with this upgraded 3-bedroom, 2.5-bath home featuring a den and 3-car tandem garage, offering extra space for storage or a workshop. The chef's kitchen boasts quartz counters, a gas range, stainless appliances, a custom island, and a walk-in pantry. The spacious great room and dining area are perfect for entertaining, highlighted by wood-look tile flooring. Den with built-ins easily converts to a 4th bedroom with a walk-in closet. New AC (2024), tankless water heater! Retreat to the primary suite with spa vibes, dual sinks, luxe bath, and a massive walk-in closet. Enjoy community perks like parks, playgrounds, trails, bocce ball, and mountain views!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,792.68/mo
Estimated Loan Balance
$295,803
Cash to close
$216,818
Interest Paid
$54,419

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: Elliott Homes

Community & HOA

Community
  • Subdivision: GRANITE VISTA PHASE 1A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Granite Vista
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $256
  • Tax Annual Amount: $1799
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $216,818 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $216,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$295,182
Your Cash$216,818
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,476/mo
Traditional @ 7.15%
$2,312/mo
You save $835/month ($10,026/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6857974

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T07:20:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,476 /mo
$2,229 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $216,818 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $216,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$295,182
Your Cash$216,818
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,476/mo
Traditional @ 7.15%
$2,312/mo
You save $835/month ($10,026/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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