Gino Zabala

Gino Zabala

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$985,000

($424,067 down)
VA

1934 E CYPRESS TREE Drive, Gilbert, AZ 85234

6
3
3,900 sqft
PITI Monthly
$3,048.26 /mo

Listing courtesy of: Chris Allen, 72SOLD

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,487 /mo
$4,103 /mo

What's Special

FINISHED BASEMENT
GAME ROOM
CLUBHOUSE
CUL-DE-SAC

Tucked in a quiet Val Vista Lakes cul-de-sac, this 6-bedroom gem blends everyday comfort with a splash of resort-style charm. Downstairs, a fully finished basement unfolds into a massive game room and three oversized bedrooms—perfect for movie marathons, creative escapes, or hosting guests who might never want to leave. Upstairs, the primary suite offers a relaxing retreat, while a tucked-away office keeps work life separate. Out back, palm-lined vibes meet family fun with a Pebble Tec pool, Baja shelf, and room for sunset dinners. All just a golf cart ride from lakeside trails, pickleball courts, and the iconic Val Vista clubhouse.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,048.26/mo
Estimated Loan Balance
$653,122
Cash to close
$424,067
Interest Paid
$55,380

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted, Brick, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Diving Pool, Fenced, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted, Brick, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 1987
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: LAKESIDE AT VAL VISTA LAKES
  • Features: Pickleball, Lake, Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Transportation Svcs, Near Bus Stop, Community Media Room, Tennis Court(s), Racquetball, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: HOAMCO
  • HOA Amenities: Unknown
  • HOA Fee: $125.49
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $252.56
  • Tax Annual Amount: $4141
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $424,067 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $424,067!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$560,933
Your Cash$424,067
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,487/mo
Traditional @ 7.15%
$4,256/mo
You save $1,770/month ($21,234/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856152

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-24T07:16:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,487 /mo
$4,103 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $424,067 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $424,067!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$560,933
Your Cash$424,067
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,487/mo
Traditional @ 7.15%
$4,256/mo
You save $1,770/month ($21,234/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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