Gino Zabala

Gino Zabala

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$629,990

($273,603 down)
VA

1950 Caminito De La Cruz, Chula Vista, CA 91913

2
3
1,400 sqft
PITI Monthly
$2,428.2 /mo

Listing courtesy of: Sebastian Winfield, LPT Realty, Inc

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,605 /mo
$2,659 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
BALCONY
PLAYGROUND

**Stunning Townhome in the Prestigious Treviana Community** Nestled in the highly sought-after Treviana neighborhood, this beautiful tri-level townhome is the perfect blend of comfort and convenience. With its bright and spacious layout, it’s ready to welcome you home. **Key Features:** - **2 Bedrooms / 2.5 Bathrooms** - **Approx. 1,400 Sq. Ft. of Living Space** - **2-Car Garage with Storage** Located across the street from Veteran's Elementary School, close vicinity to highly popular Santa Venetia Park, and just minutes from freeways, Otay Ranch Mall, and local shopping centers, this home is ideally situated for easy access to everything you need. Enjoy a beautiful neighborhood stroll around this great neighborhood – ideal for families! The open-concept Great Room features LVP floors, a gas fireplace, and ceiling fan, creating the perfect space for entertaining or relaxing. Step out onto the private balcony to take in the surrounding views. The kitchen is a chef’s dream with stainless steel appliances, at the center of the home. Featuring in unit laundry with washer and dryer for added convenience. The master suite is a true retreat, featuring a walk-in closet, and an en-suite bathroom with dual sinks for added comfort and style. **Additional Highlights:** - **Central A/C and heating** - **Plenty of storage space throughout** - **2-Car Garage** with room for storage **Community Amenities:** - **Swimming pool** and **hot tub** - **Exercise room with up to date equipment** -**Community playground** - **Plenty of guest parking** Don't miss the chance to own this move-in-ready gem in one of the most desirable areas of the region. Schedule your tour today and see all that this beautiful home has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,428.2/mo
Estimated Loan Balance
$357,965
Cash to close
$273,603
Interest Paid
$42,088

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Curbs, Park, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Treviana
  • HOA Amenities: Unknown
  • HOA Fee: $360
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $449.99
  • Tax Annual Amount: $7874.88
  • On Market Date: 2025-04-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $273,603 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $273,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$356,387
Your Cash$273,603
Total Purchase Price:$629,990

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,605/mo
Traditional @ 7.15%
$2,759/mo
You save $1,153/month ($13,838/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25086963

Listing From:

Last updated: 2025-04-26T22:06:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,605 /mo
$2,659 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,603 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $273,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$356,387
Your Cash$273,603
Total Purchase Price:$629,990

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,605/mo
Traditional @ 7.15%
$2,759/mo
You save $1,153/month ($13,838/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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