Gino Zabala

Gino Zabala

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$605,000

($187,030 down)
FHA

19570 E Crestridge Circle, Centennial, CO 80015

3
3
2,235 sqft
PITI Monthly
$2,958.3 /mo

Listing courtesy of: Corey Martin, Keller Williams DTC

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,152 /mo
$2,983 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
BREAKFAST NOOK
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
DECK
LANDSCAPED

This move-in ready gem is packed with recent upgrades and perfectly timed for summer living. Featuring fresh exterior paint (2024), a new roof and gutters (2025), new furnace (2023), nearly all new windows (2023), stylish LVP flooring on the main level (2023), brand new basement carpet (2025), newer composite deck, updated blinds, refreshed interior paint, and so much more—this home has been meticulously maintained and thoughtfully improved. Step inside and be greeted by soaring vaulted ceilings in the entryway and formal living room, creating an airy and elegant atmosphere. The gleaming LVP floors add warmth and charm throughout the main level. The kitchen offers ample cabinetry, granite countertops, stainless appliances and a sunny breakfast nook—ideal for casual mornings or more formal meals in the adjacent dining room. It’s a space built for both everyday living and entertaining. Upstairs, the spacious primary suite is a true retreat, complete with a luxurious 5-piece bath and a large walk-in closet. Two additional bedrooms and a full bath round out the upper level, providing plenty of room for family or guests. The finished basement offers incredible versatility with a spacious layout that could easily function as a fourth bedroom, home office, or guest suite. You'll also appreciate the large dedicated storage room—perfect for keeping things organized and out of sight. Enjoy your morning coffee or evening wine on the composite deck overlooking the beautifully landscaped backyard. With its generous size, this yard is a rare find in the area—perfect for entertaining, gardening, or simply relaxing outdoors. 3-car garage offers plenty of room for vehicles, gear, and additional storage. Located in the highly rated Cherry Creek School District, this home also offers convenience with easy access to E-470, DTC, Cherry Creek Reservoir, Buckley AFB, Southlands Mall, shopping, restaurants, and several golf courses.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,958.3/mo
Estimated Loan Balance
$433,402
Cash to close
$187,030
Interest Paid
$52,383

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Smoky Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Westwind Management
  • HOA Amenities: Unknown
  • HOA Fee: $292
  • HOA Frequency: $Semi-Annually
Location
  • Region: Centennial

Financial Details

  • Price per Sqft: $270.69
  • Tax Annual Amount: $3925
  • On Market Date: 2025-04-25T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $187,030 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $187,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$417,970
Your Cash$187,030
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,152/mo
Traditional @ 7.15%
$3,094/mo
You save $942/month ($11,304/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5608998

Listing From: recolorado

Last updated: 2025-04-29T00:06:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,152 /mo
$2,983 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,030 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $187,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$417,970
Your Cash$187,030
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,152/mo
Traditional @ 7.15%
$3,094/mo
You save $942/month ($11,304/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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