Gino Zabala

Gino Zabala

Property SearchContact
primary-1
primary-2primary-3
Active

$865,000

($400,397 down)
FHA

198 Calhoun Circle, Castle Rock, CO 80104

5
4
3,183 sqft
PITI Monthly
$3,375.69 /mo

Listing courtesy of: Rachel Ford-Wilkinson, Ranger Real Estate, LLC

Assumed Rate

3.73%
7.15%

Principal & Interest

$2,428 /mo
$3,550 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
DECK
PRIVATE BACKYARD

Welcome to 198 Calhoun Circle, a beautifully upgraded Adamo small batch built home nestled in the heart of Castlewood Ranch in Castle Rock, CO. The main level features sleek, non-toxic German-engineered white plank flooring that brings an airy, modern feel. The spacious kitchen boasts stainless steel appliances, a center island, and ample cabinetry—ideal for home chefs and entertainers alike. Step outside to your private backyard Orchard with 23 fruit baring bushes & 16 fruit trees! Along with a large custom concrete deck provides the perfect setting for relaxing & entertaining. The yard is enhanced with low-maintenance turf, a full garden area with 6 raised flower beds, and thriving fruit trees—offering beauty, function, and sustainability.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.73
Remaining Loan Term
24 years, 4 months
Monthly PITI
$3,375.69/mo
Estimated Loan Balance
$466,562
Cash to close
$400,397
Interest Paid
$105,072

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Rock, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Concrete, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mountain Contemporary
Materials
  • Rock, Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 2019
Details
  • Builder: Adamo Homes

Community & HOA

Community
  • Subdivision: Castlewood Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Castlewood Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $271.76
  • Tax Annual Amount: $4300
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $400,397 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $400,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$464,603
Your Cash$400,397
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$2,428/mo
Traditional @ 7.15%
$3,683/mo
You save $1,254/month ($15,050/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2075479

Listing From: recolorado

Last updated: 2025-04-28T15:29:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.73%
7.15%

Principal & Interest

$2,428 /mo
$3,550 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $400,397 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $400,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$464,603
Your Cash$400,397
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$2,428/mo
Traditional @ 7.15%
$3,683/mo
You save $1,254/month ($15,050/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Real Brokerage © is committed to and abides by the Fair Housing Act of Equal Opportunity.