Gino Zabala

Gino Zabala

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$560,000

($380,301 down)
VA

221 N IRONWOOD Street, Gilbert, AZ 85234

3
3
2,026 sqft
PITI Monthly
$1,469.26 /mo

Listing courtesy of: Sandy Baber, World Class Properties

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,120 /mo
$1,717 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY

LOCATION, LOCATION! Beautiful 3 bedroom/3 bath home in the perfect downtown Gilbert location! Kitchen boasts granite countertops and glass paneled cabinets! Stainless steel appliances with a eat in nook leading to the backyard. 2 separate living spaces and a separate dining room offers a lot of space! Backyard has pool with waterfall. Fireplace and built in bookshelves in the Family Room/Den make for a cozy setting. 2 Primary Suites upstairs and a bedroom and full bath downstairs. The community offers a play area and beautiful pool as well. Walking distance to downtown Gilbert with lots of shopping, restaurants, and entertainment. Your clients will LOVE this home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$1,469.26/mo
Estimated Loan Balance
$180,316
Cash to close
$380,301
Interest Paid
$89,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Stonebridge Lakes Manor MCR 308-44
  • Features: Lake, Community Spa, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Stonebridge Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $540
  • HOA Frequency: $Semi-Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $276.41
  • Tax Annual Amount: $2187
  • On Market Date: 2025-04-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $380,301 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $380,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$179,699
Your Cash:$380,301
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,120/mo
Traditional @ 7.15%
$1,781/mo
You save $661/month ($7,927/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6850740

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,120 /mo
$1,717 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $380,301 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $380,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$179,699
Your Cash:$380,301
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,120/mo
Traditional @ 7.15%
$1,781/mo
You save $661/month ($7,927/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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