Gino Zabala

Gino Zabala

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$1,295,000

($265,280 down)
FHA

24492 Spartan St, Mission Viejo, CA 92691

4
2
1,872 sqft
PITI Monthly
$8,897.52 /mo

Listing courtesy of: Michael Boucher, Compass

Assumed Rate

6.81%
7.15%

Principal & Interest

$6,773 /mo
$7,010 /mo

What's Special

SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
PATIO
LANDSCAPED
CHARMING
COZY

Welcome to this charming Pacifica model - a spacious 1,872 sq. ft. SINGLE-STORY home that blends comfort, style, and functionality. With 4 BEDROOMS and 2 BATHROOMS, this upgraded residence is perfect for families or those who love to entertain. The extended driveway offers AMPLE PARKING and leads to a peaceful courtyard entrance, setting the tone for the warm, welcoming ambiance inside. Updated throughout the years with an ARTISAN FLAIR, this home showcases thoughtful craftsmanship and unique design touches in every room. Step inside to find travertine and porcelain tile flooring flowing throughout the OPEN FLOOR PLAN, which connects the family room, formal living room, complete with a COZY FIREPLACE, and a stunning kitchen featuring custom French antique oak cabinetry, granite countertops, and river rock backsplash and accents. The home is enhanced with dual-pane, low-E Milgard windows and doors, allowing natural light to pour in while maintaining energy efficiency and comfort. The primary suite bathroom has been creatively updated with unique, upscale features, including a glass vessel sink, marble and glass backsplash, and a custom glass countertop. Both bathrooms are equipped with Delta frost & nickel-framed glass shower doors and Solar Tube skylights that bring in beautiful ambient light. Enjoy the best of indoor/outdoor living with direct access to a private ATRIUM, perfect for relaxing or entertaining in style. The meticulously landscaped LARGE GRASS BACKYARD offers a peaceful retreat with space to garden, unwind, or host gatherings. Enjoy mature grape vines to grow and bottle your own wine variety. The backyard also includes a full BBQ PATIO that is plumbed with natural gas hookup, electric and water with drain. Located within walking distance of the award-winning Del Cerro Elementary School, and with no Mello-Roos tax or HOA dues, this home also offers excellent access to shopping, dining, and the 5 fwy, making daily life effortless. Lovingly maintained and full of charm, this home is truly one of a kind. Don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
29 years, 4 months
Monthly PITI
$8,897.52/mo
Estimated Loan Balance
$1,030,640
Cash to close
$265,280
Interest Paid
$46,976

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Stone, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Clay, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Clay, Tile
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Aegean Hills Central (AH)
  • Features: Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Mission Viejo

Financial Details

  • Price per Sqft: $691.77
  • Tax Annual Amount: $16187.5
  • On Market Date: 2025-04-28T00:00:00.000Z
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Savings Calculator

Current cash to close is $265,280 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $265,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$1,029,720
Your Cash$265,280
Total Purchase Price:$1,295,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$6,773/mo
Traditional @ 7.15%
$7,271/mo
You save $498/month ($5,977/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25092774

Listing From:

Last updated: 2025-04-29T13:48:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$6,773 /mo
$7,010 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,280 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $265,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$1,029,720
Your Cash$265,280
Total Purchase Price:$1,295,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$6,773/mo
Traditional @ 7.15%
$7,271/mo
You save $498/month ($5,977/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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