Gino Zabala

Gino Zabala

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$655,000

($205,947 down)
FHA

31194 N 138TH Avenue, Peoria, AZ 85383

4
4
2,854 sqft
PITI Monthly
$3,508.13 /mo

Listing courtesy of: Rebecca Medrano, eXp Realty

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,836 /mo
$3,108 /mo

What's Special

DINING
SPACIOUS
COMMUNITY POOL
MOUNTAIN VIEWS

Surrounded by mountains, wide-open skies, welcome to your Vistancia desert dream home. Step inside to discover spacious living areas filled with natural light, thanks to the home's abundance of large windows that perfectly frame the sweeping mountain views. This home offers 4 spacious bedrooms, bonus office space, 3.5 bathrooms AND at the heart of the home; kitchen, living room, and dining area come together as a bright, open gathering space. The 1st floor guest suite with its own private bath is perfect for in-laws or overnight visitors. Upstairs, you'll find generously sized bedrooms, primary suite with a luxurious bathroom, walk in shower, 2 closets, all continuing to showcase the stunning landscape that surrounds the home. An open loft serves as the ultimate hangout space. Whether it's movie nights on the couch, a game of billiards/pool with friends, or watching the big game on TV, this room is ready to entertain. With no rear neighbors and a perfect west-facing view you'll enjoy every evening when the sky becomes a canvas of color, with thee most dramatic sunsets. It's the kind of view that never gets old. Vistancia is tucked away from the city congestion, but still easy access to the 303 freeway. The subdivision is a mix of resort-style living and family friendly amenities: community pools, splash pads, sport courts, parks and popular hiking trails.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,508.13/mo
Estimated Loan Balance
$451,484
Cash to close
$205,947
Interest Paid
$54,615

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2014
Details
  • Builder: Woodside

Community & HOA

Community
  • Subdivision: Vistancia
  • Features: Community Pool Htd, Community Pool, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Vistancia Village
  • HOA Amenities: Unknown
  • HOA Fee: $351.9
  • HOA Frequency: $Quarterly
Location
  • Region: Peoria

Financial Details

  • Price per Sqft: $229.5
  • Tax Annual Amount: $3531
  • On Market Date: 2025-04-18T23:20:09.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $205,947 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $205,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$449,053
Your Cash$205,947
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,836/mo
Traditional @ 7.15%
$3,224/mo
You save $388/month ($4,650/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6854058

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-19T01:28:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,836 /mo
$3,108 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,947 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $205,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$449,053
Your Cash$205,947
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,836/mo
Traditional @ 7.15%
$3,224/mo
You save $388/month ($4,650/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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