Gino Zabala

Gino Zabala

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$490,000

($118,450 down)
FHA

3805 Altos Avenue, Sacramento, CA 95838

3
3
1,762 sqft
PITI Monthly
$2,142.74 /mo

Listing courtesy of: Samantha L Landolt, RE/MAX Gold Sierra Oaks

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,691 /mo
$2,716 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
FLEX SPACE
SAFE
EFFICIENT
TURNKEY

This turnkey home built in 2021 offers elegant design & functionality.An outdoor seating area,perfect for dining al fresco,greets you upon approach.The welcoming entry features a spacious foyer with soaring ceilings & abundant natural light.Kitchen with granite counters & large island anchors the home,featuring multiple workspaces,contemporary shaker cabinets,stainless steel appliances and dining area.Convenient powder room with stylish fixtures located off downstairs living room.Home boasts 3 oversized bedrooms including the private primary ensuite with luxurious soaking tub,shower,dual vanities,large walk-in closet & multiple windows.Hall bath is adjacent to additional bedrooms and features relaxing hydrotherapy tub with shower.On-trend finishes throughout showcase durable waterproof flooring,fresh white paint and neutral carpet.This energy efficient home offers central HVAC,dual pane windows,tankless water heater & ceiling fans. Laundry is easy with the convenient upstairs room.Enjoy peace of mind with a fully gated property,well-lighted exterior & safeguard doors.Backyard features temperature-controlled shed custom painted to match the home,offering flex space for pets,home office or craft room.Located across from walking paths & greenspace for ultimate lifestyle convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,142.74/mo
Estimated Loan Balance
$373,844
Cash to close
$118,450
Interest Paid
$39,490

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Back Yard, Front Yard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: West Del Paso Heights
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $278.09
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:53:50.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $118,450 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $118,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$371,550
Your Cash$118,450
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,691/mo
Traditional @ 7.15%
$2,818/mo
You save $1,126/month ($13,516/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225051940

Listing From: MLS Metrolist

Last updated: 2025-04-30T03:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,691 /mo
$2,716 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,450 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $118,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$371,550
Your Cash$118,450
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,691/mo
Traditional @ 7.15%
$2,818/mo
You save $1,126/month ($13,516/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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