Gino Zabala

Gino Zabala

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$550,000

($270,392 down)
FHA

3832 Finly Court, Riverside, CA 92501

3
2
1,036 sqft
PITI Monthly
$2,403.17 /mo

Listing courtesy of: JEFFREY MEJIA-MATAL, M Power Mortgage inc.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,442 /mo
$2,116 /mo

What's Special

SHOPPING
SPACIOUS
PATIO
CUL-DE-SAC

Located on a quiet cul-de-sac, this well-maintained single-story home offers 3 bedrooms and 2 bathrooms across a thoughtfully designed floor plan. The front yard features a fenced lawn and a welcoming porch, leading into a bright living area with large windows that provide abundant natural light. The kitchen and living areas flow easily, offering a functional space for daily living. Outside, the backyard includes a covered patio, mature fruit trees, and a spacious lawn area, ideal for outdoor activities. Additional features include an attached two-car garage, gated driveway access, and dual-pane windows. This home is conveniently situated near Downtown Riverside, parks, shopping centers, and major freeways, offering both accessibility and a sense of community. Information is deemed reliable but not guaranteed. Buyer to perform their own due diligence regarding all aspects of the property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$2,403.17/mo
Estimated Loan Balance
$285,307
Cash to close
$270,392
Interest Paid
$57,790

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Park
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $530.89
  • Tax Annual Amount: $6875
  • On Market Date: 2025-04-28T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $270,392 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $270,392!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$279,608
Your Cash$270,392
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,442/mo
Traditional @ 7.15%
$2,194/mo
You save $753/month ($9,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25093700

Listing From:

Last updated: 2025-04-29T03:21:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,442 /mo
$2,116 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $270,392 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $270,392!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$279,608
Your Cash$270,392
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,442/mo
Traditional @ 7.15%
$2,194/mo
You save $753/month ($9,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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