Gino Zabala

Gino Zabala

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$410,000

($56,962 down)
FHA

408 Seafoam Cir, Fort Pierce, FL 34945

3
2
1,664 sqft
PITI Monthly
$3,183.63 /mo

Listing courtesy of: Arman Mirza, Green Door Real Estate LLC

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,433 /mo
$2,421 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
MASTER SUITE
DOUBLE VANITY

Built in 2022, this 3 bedroom and 2 bathroom single family home resting on a lake is ready for you to call it home. The endless stunning features start with the kitchen featuring an upgraded Quartz Kitchen, white shaker cabinets, stainless steel appliances, a tiled backsplash and a center island. The home also features a fully upgraded open floor plain with wood laminate floors, tray ceiling, light fixtures, and a fan. The spacious master suite features a him and her closet, a master bath featuring a large shower and double vanity and a beautiful lake view. The 2 car garage offers plenty of space to use as storage. The laundry room includes a stacked washer/dryer. The lake view is ready to be taken advantage of as well with the screened in porch featuring a perfect lake view. Low HOA dues

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$3,183.63/mo
Estimated Loan Balance
$354,277
Cash to close
$56,962
Interest Paid
$36,318

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Other
  • Water Source: Other
Pool
  • Has Pool: No
  • Pool Features: None, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block
  • Roof: Other
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Morningside Palm Breezes
  • Features: Clubhouse, Gated, Pool, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $132
  • HOA Frequency: $Monthly
Location
  • Region: Fort Pierce

Financial Details

  • Price per Sqft: $246.39
  • Tax Annual Amount: $5240
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,962 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$353,038
Your Cash$56,962
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,433/mo
Traditional @ 7.15%
$2,511/mo
You save $78/month ($937/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10500837

Listing From:

Last updated: 2025-04-30T04:31:20.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,433 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,962 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$353,038
Your Cash$56,962
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,433/mo
Traditional @ 7.15%
$2,511/mo
You save $78/month ($937/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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