Gino Zabala

Gino Zabala

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$540,000

($397,049 down)
FHA

4101 Sally Ride Way, Sacramento, CA 95834

3
3
1,444 sqft
PITI Monthly
$1,616.62 /mo

Listing courtesy of: Neeva K Benipal, Berkshire Hathaway Home Services Elite Real Estate

Assumed Rate

6.2%
7.15%

Principal & Interest

$1,300 /mo
$1,433 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
PRIVATE BACKYARD

Move-in ready corner-lot gem in North Natomas! This beautifully 3 bed, 2.5 bath home features fresh interior/exterior paint, new high-quality flooring and plush carpet, and a spacious layout with all bedrooms and laundry upstairs. Enjoy a private backyard with upgraded landscaping, sprinklers, and reinforced fencing. Located in the sought-after Natomas Field community, you're just minutes from Costco, Target, Walmart, dining, and top-rated Star Academy Charter School. Multiple parks are within walking distance, and you're only 7 minutes to the airport and 12 minutes to downtown with easy access to I-5 and I-80. Additional upgrades include new concrete pad, and beautifully maintained finishes. This property is located in a rapidly growing area with future development on the horizon, including a proposed innovation park and medical school approved by Sacramento City Council, this is a home with value today and potential for tomorrow. Don't miss your chance to own this beautifully maintained, ideally located home in one of Sacramento's most exciting neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.2
Remaining Loan Term
13 years, 8 months
Monthly PITI
$1,616.62/mo
Estimated Loan Balance
$184,915
Cash to close
$397,049
Interest Paid
$186,042

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $72
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $373.96
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T03:10:01.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $397,049 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $397,049!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$142,951
Your Cash:$397,049
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$1,300/mo
Traditional @ 7.15%
$1,487/mo
You save $187/month ($2,244/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225052439

Listing From: MLS Metrolist

Last updated: 2025-04-28T05:20:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.2%
7.15%

Principal & Interest

$1,300 /mo
$1,433 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $397,049 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $397,049!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.2% Sellers Rate
$142,951
Your Cash:$397,049
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.2%
$1,300/mo
Traditional @ 7.15%
$1,487/mo
You save $187/month ($2,244/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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