Gino Zabala

Gino Zabala

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$540,000

($310,469 down)
VA

4821 Pedro Hill Road, Pilot Hill, CA 95664

3
2
1,286 sqft
PITI Monthly
$1,217.99 /mo

Listing courtesy of: Keely J Morales, Windermere Signature Properties El Dorado Hills/Folsom

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,051 /mo
$1,689 /mo

What's Special

REMODELED
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
DECK

Welcoming single-story home. Professionally remodeled with well-appointed upgrades. Kitchen features stunning granite countertops, an oversized island, custom cabinetry with soft close doors, a farmhouse sink, stylish custom backsplash, under cabinet lighting, and top-of-the-line stainless steel appliances. The generous primary bedroom offers a wall-to-wall closet complete with an organizational system and an inviting ensuite. Spacious secondary bedrooms with oversized closets are complemented by a fully updated bathroom. Luxury Vinyl Plank flooring flows effortlessly throughout the open floor plan. Newer windows throughout enhance energy efficiency, paired with Hunter Douglas Duet coverings. Recessed lights offer seamless lighting throughout. No detail was overlooked! The property spans 3.7 acres fenced and cross fenced with three access gates. Ideal for animals, livestock, gardens, and more. Equipped for horses with a 10x12 tack shed and 18x20 run-in shed. Additional features: a 12x10 Tuff Shed, a 16x10 Tuff Shed with loft, a 24x24 concrete slab, RV parking, Trek decking, 2 yr. roof, newer water heater, and a solar powered Tesla back-up battery to ensure you'll never lose power. This home is move in ready and shows pride of ownership. Welcome home to 4821 Pedro Hill Rd.!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,217.99/mo
Estimated Loan Balance
$232,394
Cash to close
$310,469
Interest Paid
$26,269

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Pellet Stove, Propane, Central
Features
  • Materials: Ceiling Insulation, Concrete, Wood, See Remarks, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Pellet Stove
  • Flooring: Vinyl, See Remarks

Exterior

Fencing
  • Fencing: Back Yard, Cross Fenced, Fenced, Front Yard
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Abandoned Well, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Ceiling Insulation, Concrete, Wood, See Remarks, Other
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Pilot Hill

Financial Details

  • Price per Sqft: $419.91
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:41:19.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $310,469 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $310,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$229,531
Your Cash:$310,469
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,051/mo
Traditional @ 7.15%
$1,751/mo
You save $700/month ($8,402/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225039726

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,051 /mo
$1,689 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $310,469 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $310,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$229,531
Your Cash:$310,469
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,051/mo
Traditional @ 7.15%
$1,751/mo
You save $700/month ($8,402/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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