Gino Zabala

Gino Zabala

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$695,000

($175,777 down)
FHA

4 Windcatcher Court, Sacramento, CA 95834

5
3
2,742 sqft
PITI Monthly
$2,947.65 /mo

Listing courtesy of: Sara N Klaus, Sactown Real Estate, Inc.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,373 /mo
$3,886 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE

Welcome to Sundance Lake! This home has more than enough elbow room! The large open floor plan and vaulted ceilings let in natural light throughout the home and provides ample space for a large family. The front room serves as a living/dining combo, great for large gatherings. The family room features a contemporary fireplace that opens to the kitchen with granite counters, stainless appliances and recently updated cabinets. Currently set up as a home theater area, a large bedroom and full bath are located downstairs in a private wing. It would be perfect for an in-law suite or guest space. This home has a spacious upstairs loft and a private home office separate from the bedrooms. The upstairs has four additional bedrooms including the impressive primary suite with a beautiful bathroom and walk-in closet. The backyard has a built-in reflection pond and outdoor kitchen w/ low maintenance yard. This is a must see home in an amazing community! Located close to shopping, schools, park and just minutes to Downtown.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,947.65/mo
Estimated Loan Balance
$522,653
Cash to close
$175,777
Interest Paid
$66,027

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace Insert
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Piped
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: California Homes

Community & HOA

Community
  • Subdivision: Sundance Lake
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $253.46
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:52:46.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $175,777 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $175,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$519,223
Your Cash$175,777
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,373/mo
Traditional @ 7.15%
$4,031/mo
You save $1,658/month ($19,892/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225052335

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,373 /mo
$3,886 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,777 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $175,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$519,223
Your Cash$175,777
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,373/mo
Traditional @ 7.15%
$4,031/mo
You save $1,658/month ($19,892/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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