Gino Zabala

Gino Zabala

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$389,000

($17,999 down)
VA

5270 Lake Knoll Lane, Fair Oaks, CA 95628

3
3
1,684 sqft
PITI Monthly
$1,849.28 /mo

Listing courtesy of: Mela Fratarcangeli, Onyx Real Estate

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,699 /mo
$2,729 /mo

What's Special

LOCATION
SERENE
MINUTES AWAY
MODERN
CLUBHOUSE

APPROVED SHORT SALE! Discover elevated living at 5270 Lake Knoll in coveted Fair Oaks. This sanctuary blends privacy with community in a setting where convenience meets natural splendor. Step into your private oasis where lush landscaping creates a serene backdrop for daily life. Beyond your doorstep, exclusive HOA amenities await welcoming clubhouse, sparkling pool and beautifully maintained common areas perfect for peaceful strolls. Convenience defines life here with every imaginable store within a mile radius. Grocery runs become quick errands rather than time-consuming journeys. Spontaneous dinner plans? Countless restaurants await just minutes away. For the outdoor enthusiast, this location is paradise. The majestic American River lies minutes from your door, offering kayaking, fishing and scenic trails throughout the seasons. Major freeways are equally accessible, making commutes and weekend getaways effortless. At 5270 Lake Knoll, you're not just buying property you're embracing a lifestyle where privacy meets community, where natural beauty intersects with modern living, and where your ideal California life unfolds season after season. This isn't just where you'll live it's how you'll live.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,849.28/mo
Estimated Loan Balance
$373,323
Cash to close
$17,999
Interest Paid
$42,460

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Ductless
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Flat
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Condominium
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Flat
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: Fair Oaks

Financial Details

  • Price per Sqft: $231
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:41:15.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,999 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $17,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$371,001
Your Cash$17,999
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,699/mo
Traditional @ 7.15%
$2,831/mo
You save $1,132/month ($13,580/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038043

Listing From: MLS Metrolist

Last updated: 2025-04-28T16:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,699 /mo
$2,729 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,999 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $17,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$371,001
Your Cash$17,999
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,699/mo
Traditional @ 7.15%
$2,831/mo
You save $1,132/month ($13,580/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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