Gino Zabala

Gino Zabala

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$300,000

($104,805 down)
FHA

5521 Saddletree Road, Pahrump, NV 89061

4
2
1,976 sqft
PITI Monthly
$1,646.36 /mo

Listing courtesy of: Richard Aco, Coldwell Banker Premier

Assumed Rate

6.71%
7.15%

Principal & Interest

$1,288 /mo
$1,347 /mo

What's Special

SPACIOUS
LUXURY
PATIO

Ever dreamed of living in the wide-open desert with room to stretch out, relax, and still have a proper spot to watch the game? This 4-bed, 2-bath gem on nearly half an acre has it all: two spacious living areas, a kitchen updated for serious snack prep, and storage galore—including a laundry room big enough to lose a sock and your worries. The real star? A 372 sq ft enclosed patio large enough to host the whole neighborhood—man-cave, she-shed, tiki bar or full-on desert saloon… you decide. Fresh interior paint, custom kitchen cabinets, and ceramic + luxury vinyl flooring make it shine inside, while outside you’ve got space to build that dream garage, workshop, or even a guest house. Leased solar keeps the power bill around $35/month. Private well, public sewer, low-fee HOA, and open parking for your RV, quads, posse or convoy. Saddle up and claim your desert escape before someone else kicks their boots off here first!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 2 months
Monthly PITI
$1,646.36/mo
Estimated Loan Balance
$201,635
Cash to close
$104,805
Interest Paid
$24,301

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: CeramicTile, LuxuryVinylPlank

Exterior

Fencing
  • Fencing: BackYard, ChainLink
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: ManufacturedHome
  • Architectural Style: OneStory
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cottonwoodshafen Rch Ph1
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Cottonwoods
  • HOA Amenities: Unknown
  • HOA Fee: $45
  • HOA Frequency: $Quarterly
Location
  • Region: Pahrump

Financial Details

  • Price per Sqft: $151.82
  • Tax Annual Amount: $1401
  • On Market Date: 2025-04-29T23:40:15.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,805 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $104,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$195,195
Your Cash$104,805
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$1,288/mo
Traditional @ 7.15%
$1,397/mo
You save $109/month ($1,308/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2677677

Listing From:

Last updated: 2025-04-29T23:35:36.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$1,288 /mo
$1,347 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,805 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $104,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$195,195
Your Cash$104,805
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$1,288/mo
Traditional @ 7.15%
$1,397/mo
You save $109/month ($1,308/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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