Gino Zabala

Gino Zabala

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$450,000

($165,181 down)
FHA

5561 Crystal Hill Way, Sacramento, CA 95823

3
2
1,154 sqft
PITI Monthly
$1,844.59 /mo

Listing courtesy of: Heather L Johnson, Real Broker

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,469 /mo
$2,155 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
COZY

HONEY, STOP THE CAR!!! Bright & Cheery 3-Bed/2-Bath Beauty in Highly Sought-After Laguna Estates! This is the one you've been waiting for! This adorable single-family gem offers over 1,100 sq. ft. of sunny, welcoming living space and has been freshly repainted inside just bring your personal touch and imagination! Open-concept kitchen perfect for cooking up memories! Laminated wood flooring throughout easy to clean, easy to love! Cozy fire stove in the living room snuggle season approved! Whole house fan cools without breaking the bank! Brand-new water heater hot showers, no worries! New blinds throughout, Spacious backyard BBQ-ready and room to roam! Fruit Trees: Apple, Asian Pear, Orange, Apricot, and Pomelo. Loads of original charm diamond in the rough for those wanting sweat equity! Close to shopping, dining, schools, hospital, and easy freeway access location, location, location! This one checks ALL the boxes and is priced to sell FAST homes like this don't last! Call your agent, grab your keys, and come see this bright and cheery treasure! Don't delay...schedule your private showing today before it's GONE, GONE, GONE!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,844.59/mo
Estimated Loan Balance
$346,340
Cash to close
$165,181
Interest Paid
$58,867

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central
Features
  • Materials: Lap Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Stove
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Shingle, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Lap Siding, Wood
  • Roof: Shingle, Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Laguna Estates
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $389.95
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:53:43.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,181 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $165,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$284,819
Your Cash$165,181
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,469/mo
Traditional @ 7.15%
$2,235/mo
You save $767/month ($9,201/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225052930

Listing From: MLS Metrolist

Last updated: 2025-04-29T22:20:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,469 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,181 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $165,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$284,819
Your Cash$165,181
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,469/mo
Traditional @ 7.15%
$2,235/mo
You save $767/month ($9,201/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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