Gino Zabala

Gino Zabala

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$559,900

($129,931 down)
FHA

7209 Copper Creek Way, Bakersfield, CA 93308

5
3
2,519 sqft
PITI Monthly
$3,815.04 /mo

Listing courtesy of: Laurie McCarty, Coldwell Banker Preferred Realtors

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,752 /mo
$2,984 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
BALCONY
COZY

Welcome to this bright and airy home with soaring ceilings and abundant natural light streaming through large windows. The neutral-toned walls and wood-look flooring create a clean, modern backdrop, complemented by a view of the staircase leading to the 2nd floor, where 4 bedrooms are conveniently located, including the spacious primary suite where you can also step out onto the balcony and unwind with peaceful views of the POOL—perfect for sipping your favorite beverage and enjoying a moment of relaxation. For added convenience a bdrm is thoughtfully situated on the 1st floor. The bright & spacious kitchen features sleek quartz countertops & bar top seating—ideal for entertaining. The second living space just off the kitchen offers a cozy space with a brick fireplace and warm wood-look flooring throughout, making it an ideal spot for relaxing, watching TV, or hosting casual gatherings—a bonus feature for households needing extra space to spread out or entertain. All this plus the added perk of paid solar for energy savings and peace of mind!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,815.04/mo
Estimated Loan Balance
$430,440
Cash to close
$129,931
Interest Paid
$60,149

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Park
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $222.27
  • Tax Annual Amount: $6998.75
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,931 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $129,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$429,969
Your Cash$129,931
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,752/mo
Traditional @ 7.15%
$3,096/mo
You save $343/month ($4,120/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25087564

Listing From:

Last updated: 2025-04-30T13:42:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,752 /mo
$2,984 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,931 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $129,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$429,969
Your Cash$129,931
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,752/mo
Traditional @ 7.15%
$3,096/mo
You save $343/month ($4,120/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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