Gino Zabala

Gino Zabala

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$385,000

($213,703 down)
FHA

7487 Red Willow Street, Sacramento, CA 95822

3
2
1,152 sqft
PITI Monthly
$1,144.99 /mo

Listing courtesy of: Molly T Mai, Real Broker

Assumed Rate

2.36%
7.15%

Principal & Interest

$857 /mo
$1,391 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
PATIO
CHARMING
COZY

Enjoy comfortable living in this charming home featuring granite kitchen countertops, dual pane windows, a cozy fireplace, and fresh new stucco. The spacious backyard offers a covered patio and possible trailer access, plus an extra-long and wide driveway for ample parking. Conveniently located near schools, parks, shopping, freeway access, and just minutes from Bing Maloney Golf Course.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.36
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,144.99/mo
Estimated Loan Balance
$184,026
Cash to close
$213,703
Interest Paid
$16,231

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Composition
Condition
  • Year Built: 0
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $334.2
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:41:38.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,703 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $213,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$171,297
Your Cash:$213,703
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$857/mo
Traditional @ 7.15%
$1,437/mo
You save $580/month ($6,960/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225043470

Listing From: MLS Metrolist

Last updated: 2025-04-28T17:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.36%
7.15%

Principal & Interest

$857 /mo
$1,391 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,703 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $213,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$171,297
Your Cash:$213,703
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$857/mo
Traditional @ 7.15%
$1,437/mo
You save $580/month ($6,960/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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