Gino Zabala

Gino Zabala

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$410,000

($93,366 down)
FHA

7948 Stuart Street, Westminster, CO 80030

3
1
1,221 sqft
PITI Monthly
$2,230.96 /mo

Listing courtesy of: James Youmans, City Lights Realty

Assumed Rate

3.17%
7.15%

Principal & Interest

$1,654 /mo
$2,594 /mo

What's Special

DESIRED
MODERN
HARDWOOD FLOORS
HOME OFFICE
EFFICIENT

You will fall in love with this adorable mid-century modern style home ready for your personalization! This is a fantastic value opportunity to add upgrades & build your own equity. Built in 1955, this home has been lovingly maintained by the same owner since 1969 so you can rest assured it's been thoroughly cared for & ready for you to take on the baton! Boasting 3 bedrooms with REAL hardwood floors, there's an abundance of space for your living needs. The real hardwood floors even extend into the living room - currently protected from years of wear by the carpet. A true gem of this property! The open-flow kitchen provides expansive cabinet & storage solutions & the hallway is perfect for overflow closet needs. The massive laundry room can be shaped by your needs or creative imagination - it's a blank canvas of space! Play space? Home Office? Craft area? The possibilities are endless! The attached carport has lockable storage cabinets for exterior storage needs & the 2 car detached garage is a garage or workshop dream: offering copious amounts of space for shelving, counter additions or tool storage, peg board for organizing, bright fluorescent lighting, a gas line to install a heater if desired, 2 door access & fully insulated. The fully fenced backyard gives you the privacy you desire for shaping & molding it into your own backyard oasis. The sewer line was replaced <10 years ago, washer & dryer are included with the sale & the roof is newer as well. The best part of the recent upgrades? A brand new energy-efficient boiler for the home was just installed in fall 2024 & will benefit you in cost savings for decades to come! Offering easy access to US36, you can be in Downtown Denver or Boulder, the Foothills or anywhere along I25 corridor easily! Don't miss your opportunity, schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.17
Remaining Loan Term
22 years, 4 months
Monthly PITI
$2,230.96/mo
Estimated Loan Balance
$319,075
Cash to close
$93,366
Interest Paid
$85,652

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Attic Fan, Evaporative Cooling
  • Heating: Baseboard, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mid-Century Modern
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunset
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Westminster

Financial Details

  • Price per Sqft: $335.79
  • Tax Annual Amount: $1855
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $93,366 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $93,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.17% Sellers Rate
$316,634
Your Cash$93,366
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.17%
$1,654/mo
Traditional @ 7.15%
$2,690/mo
You save $1,036/month ($12,430/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7382353

Listing From: recolorado

Last updated: 2025-04-30T00:40:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.17%
7.15%

Principal & Interest

$1,654 /mo
$2,594 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,366 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $93,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.17% Sellers Rate
$316,634
Your Cash$93,366
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.17%
$1,654/mo
Traditional @ 7.15%
$2,690/mo
You save $1,036/month ($12,430/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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