Gino Zabala

Gino Zabala

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$595,000

($325,234 down)
VA

8491 Oak Glen Road, Cherry Valley, CA 92223

3
2
1,377 sqft
PITI Monthly
$2,044.02 /mo

Listing courtesy of: Daniel Park, Abundant Living Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,258 /mo
$1,994 /mo

What's Special

SERENE
MINUTES AWAY
DINING
SPACIOUS
MODERN
PATIO
CHARMING

SCENIC MAJESTIC HOME IN NOTHERN CHERRY VALLEY Welcome to this beautifully updated 3-bedroom, 2-bath home, perfectly situated at the northern end of scenic Cherry Valley, just minutes away from charming Oak Glen, California. From the moment you step inside, the open-concept will captivate you, drawing you into the bright and inviting layout, thoughtfully designed for comfortable living and entertaining. The modern kitchen boasts elegant finishes, sleek countertops, and updated appliances, flowing into the spacious living and dining areas. The Tesla solar system is a state-of-the-art solution that showcases sustainability and efficiency. The system is fully integrated with Southern California Edison (SCE). Rest easy knowing you'll significantly reduce utility costs while consistently earning energy credits. One-of-a-kind views of majestic San Gorgonio Mountain, the distant Mount San Jacinto, and your private hillside create a breathtaking and serene backdrop—made even more stunning by unforgettable sunset views. The home's exterior is enhanced by an all-new concrete patio, a welcoming porch, and a convenient wrap-around driveway, adding both charm and practical appeal. Additionally, the sellers who own this exceptional scenic property also owns the adjacent lot (APN 401-030-007), offering an extra 16,988 sq ft (.38 acre). The adjacent lot currently listed under CRMLS ID TR25092614. Take this opportunity to purchase both properties for an impressive total of 31,363 sq ft (.71 acre), or leverage the additional lot for an ADU or other strategic investment. Schedule your private tour today to discover all the possibilities this unique Cherry Valley home has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,044.02/mo
Estimated Loan Balance
$275,339
Cash to close
$325,234
Interest Paid
$34,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Drywall, Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, PreservePublicLand
HOA
  • Has HOA: No
Location
  • Region: Cherry Valley

Financial Details

  • Price per Sqft: $432.1
  • Tax Annual Amount: $7437.5
  • On Market Date: 2025-04-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $325,234 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $325,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$269,766
Your Cash:$325,234
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,258/mo
Traditional @ 7.15%
$2,069/mo
You save $811/month ($9,731/year)

*Secondary financing rates are an estimated value based on input

MLS ID: TR25092323

Listing From:

Last updated: 2025-04-28T02:23:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,258 /mo
$1,994 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,234 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $325,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$269,766
Your Cash:$325,234
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,258/mo
Traditional @ 7.15%
$2,069/mo
You save $811/month ($9,731/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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