Gino Zabala

Gino Zabala

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$775,000

($107,653 down)
VA

8631 Spring Vista Way, Spring Valley, CA 91977

3
2
1,176 sqft
PITI Monthly
$4,671.8 /mo

Listing courtesy of: Randy Hicks, Military Mutual

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,648 /mo
$4,723 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
SOLAR PANELS

Beautiful Single - Family home situated on a spacious 7642 sq.ft. lot. must see!!! This lovely home features 3 bedrooms, 2 full baths, tile floors in then main areas, stainless steel appliances, ac, solar panels and French doors which lead to the covered back patio which has plenty of room for entertaining guest. A huge fenced back yard with plenty of space for the potential of building a ADU. This home is conveniently located near shopping centers, restaurants, schools, and the 54 freeway.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,671.8/mo
Estimated Loan Balance
$668,350
Cash to close
$107,653
Interest Paid
$89,430

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stone, Stucco
  • Roof: Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $659.01
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-04-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $107,653 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $107,653!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$667,347
Your Cash$107,653
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,648/mo
Traditional @ 7.15%
$4,899/mo
You save $1,251/month ($15,016/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025842SD

Listing From:

Last updated: 2025-04-29T22:35:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,648 /mo
$4,723 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,653 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $107,653!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$667,347
Your Cash$107,653
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,648/mo
Traditional @ 7.15%
$4,899/mo
You save $1,251/month ($15,016/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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